We accept various type of payment during checkout online such as any major credit card including VISA, MasterCard, Debit, American Express, PayPal and Echeck. PayPal account is not required when selecting PayPal at our checkout page. All you need is a credit card. Your credit card is only authorized at the time when you complete the checkout process online. We will capture the actual credit transfer once we confirmed and processed the order. This is a preference to wholesale purchase transactions and prevent any charges before we confirm and process the order.